Bend real estate OR, Redmond real estate and Sunriver real estate, home listings and homes for sale in Oregon, Luxury homes, Golf course properties - Team Birtola-Garmyn, REALTORS® Team Birtola-Garmyn REALTORS(r) for Bend, Redmond and Sunriver, Oregon real estate, Luxury homes, Golf course properties - NUMBER1EXPERTS™ Team Birtola-Garmyn NUMBER1EXPERTS(tm) for Bend, Redmond and Sunriver, Oregon real estate, Luxury homes, Golf course properties
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Team Birtola-Garmyn, REALTORŪ, real estate agents and broker for Bend, Redmond and Sunriver Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)
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First Time Homebuyers: Bend, Redmond and Sunriver Oregon home buying, real estate listings, and homes for sale in Deschutes County, OR
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Bend, Sunriver, Redmond, Sisters, and Lapine real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
First Time Buyers >Making Your Dream Home Come True

Is it time to initiate the purchase of your first home? You may be starting a family and outgrowing your small apartment. If the time seems right to seriously consider buying a house, but you are afraid you don't have enough cash, don't worry!

Real estate agents are experienced in helping first-time buyers locate the financial resources to make such a move. The first step is to sit down with an agent who is familiar with available loan programs. You will need money for the down payment, and your income must be high enough to meet the lender's qualifying standards.

Real estate agents may be able to minimize the amount of cash needed with a little help from either the sellers or the loan company. You might be able to include some of the closing costs in your mortgage. The sellers might consider a lease/purchase agreement which would allow you to rent for a few months while accumulating the funds you need. If you are ready to buy your first home, let your real estate agent assist you in making your dream a reality.

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Real Estate Trivia
Q 
What U.S. state is home to the world's richest woman?

A 
Alice Walton, daughter of WalMart's founder and heiress to $16.5 billion, lives on a ranch in the state of Texas.
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Team Birtola-Garmyn, REALTORŪ, real estate agents and broker for Bend, Redmond and Sunriver Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

Team Birtola-Garmyn
Prudential High Desert Realty

101 NE Greenwood Ave Suite 100
Bend, OR 97701
Phone #: 541-312-9449
Toll Free #: 800-816-9449
Fax #: 541-312-8598
E-mail: clientservice@prudentialhighdesertrealty.com

Team Birtola - Garmyn, Oregon's and the Pacific NW # 1 Prudential team is a winning combination of professional realtors and assistants committed to satisfaction for each and every client without compromise.

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