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Team Birtola-Garmyn, REALTORŪ, real estate agents and broker for Bend, Redmond and Sunriver Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)
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Mortgage Prequalification: Bend, Redmond and Sunriver Oregon home buying, real estate listings, and homes for sale in Deschutes County, OR
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Bend, Sunriver, Redmond, Sisters, and Lapine real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Animal House >Termites

Most home purchase agreements have clauses that deal with termites. After the agreement is ratified, a termite inspection is arranged. Before the closing can occur, the sellers must be able to produce papers signed by a licensed exterminator stating that the house is free of infestation and that any termite damage has been repaired.

Before you sign an agreement to buy or sell a home, you should read the termite clause and be sure that you understand it. Who selects the exterminator and pays for the inspection? If bugs are found, who pays for the treatment? Are the sellers obligated to repair any damage and have they placed a limit of the dollar amount they will spend on those repairs? If treatment is required, the buyers may want a chance to discuss the options with the pest control company, especially if someone in the family is sensitive to the chemicals used to control the termites. Ask about the exterminator's guarantees or service contract options.

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Real Estate Trivia
Q 
What document must lenders provide within three days of receiving your application for financing?

A 
The "Truth In Lending Disclosure Statement" will give you complete financial information about the loan.
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Team Birtola-Garmyn, REALTORŪ, real estate agents and broker for Bend, Redmond and Sunriver Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

Team Birtola-Garmyn
Prudential High Desert Realty

101 NE Greenwood Ave Suite 100
Bend, OR 97701
Phone #: 541-312-9449
Toll Free #: 800-816-9449
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E-mail: clientservice@prudentialhighdesertrealty.com

Team Birtola - Garmyn, Oregon's and the Pacific NW # 1 Prudential team is a winning combination of professional realtors and assistants committed to satisfaction for each and every client without compromise.

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