Bend real estate OR, Redmond real estate and Sunriver real estate, home listings and homes for sale in Oregon, Foreclosures, Short Sales - Team Birtola-Garmyn, REALTORS® Team Birtola-Garmyn REALTORS(r) for Bend, Redmond and Sunriver, Oregon real estate, Foreclosures, Short Sales - NUMBER1EXPERTS™ Team Birtola-Garmyn NUMBER1EXPERTS(tm) for Bend, Redmond and Sunriver, Oregon real estate, Foreclosures, Short Sales
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Team Birtola-Garmyn, REALTORŪ, real estate agents and broker for Bend, Redmond and Sunriver Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)
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Mortgage Prequalification: Bend, Redmond and Sunriver Oregon home buying, real estate listings, and homes for sale in Deschutes County, OR
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Bend, Sunriver, Redmond, Sisters, and Lapine real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Agency >Dual Agency

What happens when you are interested in purchasing property that is being sold by the same real estate agency in charge of your buying needs? You may have concerns about a dual buyer/seller agent. Will this form of agency protect your interests, or that of the seller? Will you as buyer be able to share confidential information about your needs?

In states where dual agency is legal, the real estate agent will serve the needs of both parties fully, because good business practices and professional integrity require honesty and fairness. If a buyer and seller are both represented by the same agency, they will be asked to sign a dual agent contract acknowledging the affirmative obligations of the real estate agent. Neither party should fear being shortchanged because the other party's interests will come first. Because the real estate agent will honor the code of confidentiality, both parties may share sensitive information without undue anxiety.

A reputable real estate agency will help to reach a satisfactory outcome to negotiations for both parties in the transaction.

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Real Estate Trivia
Q 
According to Feng Shui, the art of home placement, what five elements are needed in a harmonious environment?

A 
Wood, fire, earth, metal and water must be balanced to create a happy, prosperous home.
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Team Birtola-Garmyn, REALTORŪ, real estate agents and broker for Bend, Redmond and Sunriver Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

Team Birtola-Garmyn
Prudential High Desert Realty

101 NE Greenwood Ave Suite 100
Bend, OR 97701
Phone #: 541-312-9449
Toll Free #: 800-816-9449
Fax #: 541-312-8598
E-mail: clientservice@prudentialhighdesertrealty.com

Team Birtola - Garmyn, Oregon's and the Pacific NW # 1 Prudential team is a winning combination of professional realtors and assistants committed to satisfaction for each and every client without compromise.

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Prudential High Desert Realty real estate and homes for sale in Bend, Redmond and Sunriver Oregon

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