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Team Birtola-Garmyn, REALTORŪ, real estate agents and broker for Bend, Redmond and Sunriver Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)
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Resources: Bend, Redmond and Sunriver Oregon home buying, real estate listings, and homes for sale in Deschutes County, OR
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Special Offers: Special offers for Bend, Sunriver, Redmond, Sisters, and Lapine homeowners from Team Birtola-Garmyn, top Realtors
Affiliates: Team Birtola-Garmyn's real estate web site affiliates
eNewsletter: Team Birtola-Garmyn's Bend, Sunriver, Redmond, Sisters, and Lapine newsletter email will send you the latest real estate information
Today's Real Estate News: Daily real estate news for this neighborhood, Oregon, and United States
Market Conditions Report: Market conditions report for this area, Oregon, and United States
Monthly Payments & Schedule: Monthly loan payments java mortgage calculator
How Much Can You Afford?: Calculate how much home you can afford with this financial calculator
Determine Tax Savings: Calculate how much your monthly Bend, Sunriver, Redmond, Sisters, and Lapine Oregon mortgage payments save you on your taxes because of loan interest
Should You Rent or Buy?: Is it better to rent a home in Oregon or buy your own Bend, Sunriver, Redmond, Sisters, and Lapine house, ranch, luxury property, condominium, acreage, or other real estate?
Adjustable Rate Mortgages: Adjustable rate Bend, Sunriver, Redmond, Sisters, and Lapine mortgages information and interest rate java calculator
What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage.
Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.
15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.
How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out.
What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.
Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Oregon real estate
Top National Real Estate Web Sites: Real Estate Web Sites that include some unique sources of realty information, listings, and more
Ask Anything: Ask Team Birtola-Garmyn anything real estate
NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agentss and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale
Real Estate Tips: Team Birtola-Garmyn's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers
Real Estate Trivia: Team Birtola-Garmyn's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more
Real Estate Dictionary: Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Bend, Sunriver, Redmond, Sisters, and Lapine property in Oregon, including legal terms definitions, and more

 

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Real Estate Tips
Bargain Properties >Less Than Market Value

Real estate ads are sprinkled with terminology that often puzzles consumers who don't have applied knowledge of housing industry lingo. Internet homebuyers find that information about properties is often presented in abbreviated form or unfamiliar language. Shedding a little light on some basic real estate terms may help you locate a home that is available at a very affordable price.

'MLS' refers to the Multiple Listing Service, which is the national database of listed homes for sale. Some real estate web sites allow homebuyers to preview local listings that appear on the MLS. If you see a real estate ad for a "FSBO", it means that the property is for sale by the owner, who is declining the services of a Realtor. A home listed "As-is" is being sold in its existing condition. A "bargain sale" home is priced at less than its market value, and a "fixer-upper" is priced low because it needs refurbishing.

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Real Estate Trivia
Q 
Which city in the U.S. has the longest formal name, but the shortest abbreviated name?

A 
El Pueblo de Nuestra Senora la Reina de los Angeles de la Porciuncula is the full name for Los Angeles, known as "LA".
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Team Birtola-Garmyn, REALTORŪ, real estate agents and broker for Bend, Redmond and Sunriver Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

Team Birtola-Garmyn
Prudential High Desert Realty

101 NE Greenwood Ave Suite 100
Bend, OR 97701
Phone #: 541-312-9449
Toll Free #: 800-816-9449
Fax #: 541-312-8598
E-mail: clientservice@prudentialhighdesertrealty.com

Team Birtola - Garmyn, Oregon's and the Pacific NW # 1 Prudential team is a winning combination of professional realtors and assistants committed to satisfaction for each and every client without compromise.

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Prudential High Desert Realty real estate and homes for sale in Bend, Redmond and Sunriver Oregon

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